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We can find the right Truck loan for you

At LMCT Finance offers a variety of loan structures for truck financing including attractive fixed rates and flexible options

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If you are looking to finance the purchase of a truck, LMCT finance is right place for you!

LMCT  can provide you a truck loan personalised to your personal situation. Most often we do not need financials for businesses over 2 years old to borrow unto $250,000 and can be pre-approved as low as in 10 minutes. Other option is to take out a loan from a bank. You may be able to get a loan specifically for the purchase of a truck, or you may be able to get a personal loan that you can use for the purchase. When applying for a loan, you will typically need to provide information about your income, assets, full financials and credit history. The lender will use this information to determine how much you can borrow and what interest rate you will be charged.

Another option is to finance the truck through the dealership where you are making the purchase. Financing through the dealership can be expensive and stressful, as they have limited access to different products, also does not give you the power to negotiate hard for the price of the asset.

Before taking out a loan or financing a truck, it’s important to carefully consider your budget and financial situation. Make sure that you can afford the monthly payments and that the loan terms are reasonable. Shopping around and compare offers from multiple lenders could potentially hurt your credit score and end up getting a high interest rate vs with LMCT, we will match the right lender in the first place.

Our quotes are complementary and competitive, walk away from the deal if you can find better somewhere else.

We provide financing for the following:

  • Personal or Business Cars
  • Buses
  • Mini Vans
  • Semi-trailers
  • Lorries
  • Dump trucks
  • Tow trucks
  • Box trucks
  • Truck tractors
  • Tow trucks
  • Prime-movers
  • Articulated vehicles
  • Concrete transporters etc.

Our auto financing comes with the following benefits:

  • Efficient and convenient application process
  • Low Interest Rates
  • Fixed Rates for Low-Doc/No-Doc Loans
  • Affordable Repayments
  • Suitable Terms
  • Private purchases or Dealerships
  • Dedicated support

Common Questions About Truck Finance

A truck loan (which can be referred to as a secured truck loan if security is sought by the lender) involves a finance company lending you the money to purchase an asset and retaining security over it for the life of the loan. truck loans can be arranged for both personal use (such as a consumer truck loan) or business (such as a chattel mortgage).

By taking out a truck loan to finance your next car you can reduce your overall cash outlay which you may want to use for other purposes (such as taking a holiday!). If you???re a business, a truck loan may improve your cash flow, as well as potentially allowing you to claim a tax deduction for the truck (check with your accountant for eligibility).

There may be tax benefits if you are financing a truck for business purposes. Please visit the ATO website, or speak to your accountant to understand potential tax deductions for your specific purposes. If you are considering a novated lease, you can use our novated lease calculator to get an estimate of the potential savings available.

A secured truck loan is a relevant option for an individual or business looking to access lower interest rates and has sufficient serviceability. For an employee of a business looking to salary package benefits of their employment, a novated lease may be more appropriate.

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The content of this website is intended to be general information only and should not be construed as financial product advice. It does not take into account your specific investment objectives, financial circumstances, or needs. Before making any financial decisions, we recommend that you carefully consider whether the information is appropriate for your individual circumstances. Please be aware that interest rates may be subject to change without prior notice. Ghumman Brothers Pty Ltd ABN 76 657 395 330,is an authorised credit representative (ACR #538523) of Fintelligence Pty Ltd (Australian Credit Licence #511803)”. Please rest assured that any information you provide to us is handled confidentially and securely. For further details regarding our privacy policy, you can find the relevant information on the legal page of this website.

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