LMCT focuses on finding personalised car finance solutions for everyday people
If you are in the market for a new or used vehicle, whether for personal or business use, our seasoned financial experts are here to assist you in choosing the perfect auto financing
solution. Acquiring the funds for your dream car should be a straightforward and clear process. At LMCT Finance, we simplify financing with convenient, paperless options tailored
to your specific needs.
You can choose between applying for a consumer car loan or a personal loan to finance your desired vehicle. Contact us today for a complimentary consultation to find the right finance option for you.
LMCT Finance stands as an excellent choice for several reasons. Our team comprises skilled and knowledgeable finance brokers who are dedicated to guiding you towards the right financial decisions. Additionally, we hold accreditations with a diverse array of mainstream and alternative asset finance lenders, ensuring that we can secure competitive and
personalized offers that meet our clients needs.
At LMCT Finance, we understand that a bad credit score shouldn’t prevent you from financing your dream car. We specialize in connecting individuals with lenders who offer second chances, helping many with less-than-perfect credit scores secure the funds they need.
For self-employed individuals or Australian businesses with an ABN (GST registered) who struggle to provide traditional financial documentation, we offer Low Doc and No Doc car loans. These options cater specifically to those who may not have consistent revenue records over the past two years, allowing them to finance a vehicle without extensive financial paperwork.
Our dedicated team handles the complexities involved, ensuring a smooth process from application to approval, so you can hit the road sooner.
To explore our tailored offers and competitive rates, please reach out to us at 0457249005 or email us at info@Lmctfinance.com.au. We are eager to assist you in achieving your goal of owning your dream vehicle!
A car loan (which can be referred to as a secured car loan if security is sought by the lender) involves a finance company lending you the money to purchase an asset and retaining security over it for the life of the loan. Car loans can be arranged for both personal use (such as a consumer car loan) or business (such as a chattel mortgage).
By taking out a car loan to finance your next car you can reduce your overall cash outlay which you may want to use for other purposes (such as taking a holiday!). If you???re a business, a car loan may improve your cash flow, as well as potentially allowing you to claim a tax deduction for the car (check with your accountant for eligibility).
There may be tax benefits if you are financing a car for business purposes. Please visit the ATO website, or speak to your accountant to understand potential tax deductions for your specific purposes. If you are considering a novated lease, you can use our novated lease calculator to get an estimate of the potential savings available.
A secured car loan is a relevant option for an individual or business looking to access lower interest rates and has sufficient serviceability. For an employee of a business looking to salary package benefits of their employment, a novated lease may be more appropriate.
The content of this website is intended to be general information only and should not be construed as financial product advice. It does not take into account your specific investment objectives, financial circumstances, or needs. Before making any financial decisions, we recommend that you carefully consider whether the information is appropriate for your individual circumstances. Please be aware that interest rates may be subject to change without prior notice. Ghumman Brothers Pty Ltd ABN 76 657 395 330,is an authorised credit representative (ACR #538523) of Fintelligence Pty Ltd (Australian Credit Licence #511803)”. Please rest assured that any information you provide to us is handled confidentially and securely. For further details regarding our privacy policy, you can find the relevant information on the legal page of this website.
© 2024 LMCT FINANCE